[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"tenantData":3,"i-afm:deposits":4,"i-afm:cards":9,"i-afm:cards-credit":11,"i-afm:cards-debit":13,"i-afm:loans":15,"i-afm:loans-consumer":17,"i-afm:loans-student":19,"i-afm:loans-gold":21,"i-afm:loans-online":23,"i-afm:mortgages":25,"i-afm:journal":27,"i-lucide:menu":29,"i-material-symbols-light:check-circle-outline":32,"i-material-symbols-light:balance":34,"i-material-symbols-light:update":36,"i-material-symbols-light:lock-outline":38,"i-material-symbols-light:flag-outline":40,"i-afm-brands:telegram":42,"i-afm-brands:facebook":45,"i-afm-brands:instagram":47,"i-afm-brands:linkedin":49,"i-lucide:copyright":51,"newsData:\u002Fen\u002Fjournal\u002Fdebit-cards\u002Fhow-to-open-a-free-visa-or-mastercard-debit-card-in-armenia-in-2025:{\"main\":{\"c\":\"journal\",\"t\":\"debit-cards\",\"a\":\"how-to-open-a-free-visa-or-mastercard-debit-card-in-armenia-in-2025\",\"l\":null},\"sidebar\":{\"mode\":\"none\",\"limit\":10,\"ex\":true,\"c\":\"journal\",\"t\":\"debit-cards\"},\"skip\":{\"list\":true,\"sidebar\":true,\"categories\":true,\"topics\":true}}":53,"i-material-symbols-light:home-rounded":154,"i-lucide:chevron-right":156,"i-afm:eye":158},true,{"left":5,"top":5,"width":6,"height":6,"rotate":5,"vFlip":7,"hFlip":7,"body":8},0,18,false,"\u003Cg fill=\"none\">\u003Cpath stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\".933\" d=\"M9.149 2.4c-2.106 0-3.471 1.414-5.085 1.929-.657.21-.985.314-1.118.462-.133.147-.172.363-.25.794-.832 4.618.988 8.886 5.328 10.548.465.178.698.267 1.127.267.428 0 .662-.09 1.128-.268 4.34-1.66 6.157-5.93 5.324-10.547-.077-.43-.117-.647-.25-.795-.133-.148-.46-.252-1.117-.461C12.621 3.814 11.254 2.4 9.15 2.4Z\"\u002F>\u003Cpath stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\".933\" d=\"M7.924 7.971c0-.042.006-.284.007-.588 0-.278-.023-.546.11-.79.497-.99 1.925-.89 2.277.118.061.166.065.429.063.672-.002.31.005.588.005.588m-2.4.295a1.23 1.23 0 0 0-1.219.882c-.084.336-.084 1.554-.033 2.058.168.63.588.89 1 .974.377.034 1.973.021 2.435.021.672.013 1.176-.239 1.386-.995.042-.252.084-1.638-.02-2.058a1.23 1.23 0 0 0-1.198-.882H7.985Z\"\u002F>\u003C\u002Fg>",{"left":5,"top":5,"width":6,"height":6,"rotate":5,"vFlip":7,"hFlip":7,"body":10},"\u003Cg fill=\"none\">\u003Cpath stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M16.5 7.15v6a1.5 1.5 0 0 1-1.5 1.5H3a1.5 1.5 0 0 1-1.5-1.5v-7.5A1.5 1.5 0 0 1 3 4.15h12a1.5 1.5 0 0 1 1.5 1.5v1.5Zm0 0h-12\"\u002F>\u003C\u002Fg>",{"left":5,"top":5,"width":6,"height":6,"rotate":5,"vFlip":7,"hFlip":7,"body":12},"\u003Cg fill=\"none\">\u003Cpath stroke=\"currentColor\" d=\"M3.4 14.445V2h11.197v12.445c0 .859-.715 1.555-1.599 1.555H4.999c-.883-.001-1.598-.696-1.599-1.555Z\"\u002F>\u003Cpath stroke=\"currentColor\" d=\"M3.4 4.335H2.2c-.924 0-1.501-.973-1.039-1.75C1.377 2.223 1.771 2 2.2 2h13.597c.924 0 1.501.97 1.039 1.751-.214.36-.61.584-1.039.584h-1.2\"\u002F>\u003Cpath stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M11.398 2v14\"\u002F>\u003C\u002Fg>",{"left":5,"top":5,"width":6,"height":6,"rotate":5,"vFlip":7,"hFlip":7,"body":14},"\u003Cg fill=\"none\">\u003Cpath fill=\"currentColor\" d=\"M9.002 1.642a1.5 1.5 0 0 1 2.176-.307l3.27 2.655A1.5 1.5 0 0 1 14.741 6h-1.22l.39-.559a.5.5 0 0 0-.094-.675l-1.685-1.367-1.794 2.603H9.12l2.235-3.232-.809-.657a.5.5 0 0 0-.725.102l-2.64 3.784H5.96zM12.5 12a.5.5 0 0 0 0 1h1a.5.5 0 0 0 0-1zm-9-7h2.17l-.701 1H3.5a.5.5 0 0 0 0 1H14c1.106 0 2.001.895 2 2v6c0 1.104-.895 2-2 2.001H4.5A2.5 2.5 0 0 1 2 14.5v-8A1.5 1.5 0 0 1 3.5 5M3 14.5A1.5 1.5 0 0 0 4.5 16H14a1 1 0 0 0 1.001-1V9A1 1 0 0 0 14 8H3.499Q3.235 8 3 7.915z\"\u002F>\u003C\u002Fg>",{"left":5,"top":5,"width":6,"height":6,"rotate":5,"vFlip":7,"hFlip":7,"body":16},"\u003Cg fill=\"none\">\u003Cpath d=\"M12.3 5.20002C12.3 3.88002 12.3 3.22002 11.889 2.81002C11.479 2.40002 10.819 2.40002 9.499 2.40002C8.179 2.40002 7.519 2.40002 7.109 2.81002C6.699 3.22002 6.699 3.88002 6.699 5.20002M2.5 10.801C2.5 8.16102 2.5 6.84102 3.32 6.02102C4.14 5.20102 5.46 5.20102 8.1 5.20102H10.9C13.54 5.20102 14.86 5.20102 15.68 6.02102C16.5 6.84202 16.5 8.16102 16.5 10.801C16.5 13.441 16.5 14.761 15.68 15.581C14.86 16.401 13.54 16.401 10.9 16.401H8.1C5.46 16.401 4.14 16.401 3.32 15.581C2.5 14.761 2.5 13.441 2.5 10.801Z\" stroke=\"currentColor\" stroke-width=\"0.933\"\u002F>\n\u003Cpath d=\"M8.94434 7.34961C9.50648 7.34961 10.0408 7.60448 10.4316 8.04883C10.8219 8.49255 11.0391 9.09069 11.0391 9.71094V9.87598H11.7227C11.8425 9.87611 11.9531 9.9307 12.0312 10.0195C12.1089 10.1078 12.1503 10.2241 12.1504 10.3418C12.1504 10.4595 12.1089 10.5757 12.0312 10.6641C11.953 10.753 11.8426 10.8075 11.7227 10.8076H11.0391V11.3184H11.7227C11.8425 11.3185 11.9531 11.3731 12.0312 11.4619C12.1089 11.5502 12.1503 11.6665 12.1504 11.7842C12.1504 11.9018 12.1089 12.0181 12.0312 12.1064C11.953 12.1954 11.8426 12.2499 11.7227 12.25H11.0391V13.1846C11.039 13.3022 10.9976 13.4185 10.9199 13.5068C10.8417 13.5956 10.7312 13.6503 10.6113 13.6504C10.4912 13.6504 10.3801 13.5958 10.3018 13.5068C10.2241 13.4185 10.1837 13.3022 10.1836 13.1846V12.25H9.5C9.37989 12.25 9.2697 12.1955 9.19141 12.1064C9.11367 12.0181 9.07227 11.9019 9.07227 11.7842C9.07235 11.6665 9.11373 11.5502 9.19141 11.4619C9.26969 11.3731 9.38005 11.3184 9.5 11.3184H10.1836V10.8076H9.5C9.37988 10.8076 9.2697 10.7531 9.19141 10.6641C9.11366 10.5757 9.07227 10.4596 9.07227 10.3418C9.07234 10.2241 9.11372 10.1078 9.19141 10.0195C9.26969 9.93072 9.38004 9.87598 9.5 9.87598H10.1836V9.71094C10.1836 9.32619 10.0483 8.9603 9.81348 8.69336C9.57922 8.42709 9.26622 8.28125 8.94434 8.28125C8.62246 8.28128 8.30943 8.42707 8.0752 8.69336C7.84041 8.96029 7.70508 9.3262 7.70508 9.71094C7.70498 9.82856 7.66458 9.94491 7.58691 10.0332C7.50862 10.1221 7.3974 10.1768 7.27734 10.1768C7.15748 10.1766 7.04694 10.122 6.96875 10.0332C6.89109 9.94491 6.8497 9.82856 6.84961 9.71094C6.84961 9.09074 7.06682 8.49254 7.45703 8.04883C7.84786 7.60451 8.38223 7.34964 8.94434 7.34961Z\" fill=\"currentColor\" stroke=\"currentColor\" stroke-width=\"0.3\"\u002F>\u003C\u002Fg>",{"left":5,"top":5,"width":6,"height":6,"rotate":5,"vFlip":7,"hFlip":7,"body":18},"\u003Cdefs>\u003CclipPath id=\"clip0_4380_230525\">\n\u003Crect width=\"18\" height=\"18\" fill=\"white\"\u002F>\n\u003C\u002FclipPath>\u003C\u002Fdefs>\u003Cg fill=\"none\">\u003Cg clip-path=\"url(#clip0_4380_230525)\">\n\u003Cpath d=\"M12.2 4.2C12.2 2.692 12.2 1.939 11.732 1.468C11.261 1 10.508 1 9 1C7.492 1 6.739 1 6.268 1.468C5.8 1.939 5.8 2.692 5.8 4.2M1 10.6C1 7.796 1 6.392 1.725 5.448C1.86033 5.27467 2.00833 5.11633 2.169 4.973C3.058 4.2 4.371 4.2 7 4.2H11C13.629 4.2 14.947 4.2 15.831 4.972C15.991 5.11533 16.139 5.274 16.275 5.448C17 6.392 17 7.796 17 10.6C17 13.404 17 14.808 16.275 15.752C16.1425 15.9242 15.9938 16.0832 15.831 16.227C14.946 17 13.629 17 11 17H7C4.372 17 3.053 17 2.169 16.228C2.00612 16.0839 1.85744 15.9245 1.725 15.752C1 14.808 1 13.404 1 10.6Z\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\u002F>\n\u003Cpath d=\"M5.4 9H3M15 9H12.6\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\"\u002F>\n\u003Cpath d=\"M8.69141 6.84949C9.19039 6.84949 9.66189 7.09115 10.0039 7.50769C10.3452 7.92346 10.5332 8.48273 10.5332 9.06042V9.20496H11.1084C11.2227 9.2051 11.3245 9.26034 11.3945 9.34558C11.464 9.43016 11.5 9.53997 11.5 9.64929C11.4999 9.75848 11.4639 9.86755 11.3945 9.95203C11.3245 10.0373 11.2227 10.0935 11.1084 10.0936H10.5332V10.5487H11.1084C11.2227 10.5488 11.3245 10.605 11.3945 10.6903C11.4639 10.7748 11.4999 10.8838 11.5 10.993C11.5 11.1024 11.464 11.2122 11.3945 11.2968C11.3245 11.3819 11.2226 11.4372 11.1084 11.4374H10.5332V12.2977C10.5332 12.4071 10.4972 12.5169 10.4277 12.6014C10.3577 12.6866 10.2558 12.742 10.1416 12.7421C10.0272 12.7421 9.92461 12.6868 9.85449 12.6014C9.78505 12.5169 9.75 12.4071 9.75 12.2977V11.4374H9.1748C9.06031 11.4374 8.95782 11.3822 8.8877 11.2968C8.81829 11.2122 8.7832 11.1023 8.7832 10.993C8.78326 10.884 8.81849 10.7748 8.8877 10.6903C8.95782 10.6049 9.06031 10.5487 9.1748 10.5487H9.75V10.0936H9.1748C9.06031 10.0936 8.95782 10.0374 8.8877 9.95203C8.81848 9.86758 8.78329 9.75837 8.7832 9.64929C8.7832 9.54004 8.81834 9.43014 8.8877 9.34558C8.95782 9.26017 9.06031 9.20496 9.1748 9.20496H9.75V9.06042C9.75 8.70141 9.63211 8.36171 9.42969 8.11511C9.22791 7.86933 8.96144 7.73816 8.69141 7.73816C8.42141 7.73819 8.15488 7.86937 7.95312 8.11511C7.75076 8.36171 7.63281 8.70147 7.63281 9.06042C7.63277 9.16961 7.59763 9.27865 7.52832 9.36316C7.4582 9.44857 7.3557 9.50476 7.24121 9.50476C7.12689 9.50462 7.02511 9.44846 6.95508 9.36316C6.88574 9.27865 6.84965 9.16963 6.84961 9.06042C6.84961 8.48273 7.03854 7.92346 7.37988 7.50769C7.72185 7.0914 8.19261 6.84952 8.69141 6.84949Z\" fill=\"currentColor\" stroke=\"currentColor\" stroke-width=\"0.3\"\u002F>\n\u003C\u002Fg>\u003C\u002Fg>",{"left":5,"top":5,"width":6,"height":6,"rotate":5,"vFlip":7,"hFlip":7,"body":20},"\u003Cg fill=\"none\">\u003Cpath stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M17.001 4.533 9.847 1.23a2.52 2.52 0 0 0-2.044-.026L1.381 3.956a.628.628 0 0 0 0 1.155l3.052 1.308v2.513m12.568-4.399L13.23 6.419v2.513m3.771-4.399v3.77m-12.568.629s1.466-.629 4.398-.629c2.933 0 4.399.629 4.399.629m-8.797 0v1.256c0 3.387 3.666 5.505 6.598 3.81a4.4 4.4 0 0 0 2.199-3.81V8.932\"\u002F>\n\u003Cpath stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M4.769 17.303c1.296-3.129 5.492-3.681 7.553-.994q.351.46.575.994\"\u002F>\u003C\u002Fg>",{"left":5,"top":5,"width":6,"height":6,"rotate":5,"vFlip":7,"hFlip":7,"body":22},"\u003Cg fill=\"none\">\u003Cpath stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M7.351 10.137a1.23 1.23 0 0 0-1.231-.982H3.24a1.23 1.23 0 0 0-1.231.982L1 15.308h7.387zm8.613 0a1.226 1.226 0 0 0-1.231-.982h-2.88a1.22 1.22 0 0 0-1.226.982l-1.014 5.171H17z\"\u002F>\u003Cpath stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"m12.693 9.155-1.035-5.169A1.23 1.23 0 0 0 10.427 3h-2.88a1.23 1.23 0 0 0-1.231.986L5.307 9.155m.839 0h5.708\"\u002F>\u003C\u002Fg>",{"left":5,"top":5,"width":6,"height":6,"rotate":5,"vFlip":7,"hFlip":7,"body":24},"\u003Cg fill=\"none\">\u003Cpath d=\"M13.333 1.84949C14.0044 1.84949 14.639 2.18737 15.1006 2.77039C15.5614 3.35249 15.8164 4.13563 15.8164 4.94714V5.21863H16.667C16.8077 5.21874 16.9331 5.28935 17.0195 5.39832C17.1052 5.50658 17.1503 5.64751 17.1504 5.78894C17.1504 5.93051 17.1053 6.07218 17.0195 6.18054C16.9331 6.28945 16.8077 6.36012 16.667 6.36023H15.8164V7.14148H16.667C16.8079 7.14159 16.9331 7.21299 17.0195 7.32214C17.1053 7.43051 17.1504 7.57121 17.1504 7.71277C17.1504 7.85427 17.1053 7.99508 17.0195 8.10339C16.9331 8.21244 16.8078 8.28395 16.667 8.28406H15.8164V9.57898C15.8164 9.7205 15.7723 9.86128 15.6865 9.9696C15.6 10.0788 15.474 10.1503 15.333 10.1503C15.1922 10.1502 15.0669 10.0787 14.9805 9.9696C14.8947 9.86128 14.8496 9.7205 14.8496 9.57898V8.28406H14C13.859 8.28406 13.733 8.21263 13.6465 8.10339C13.5608 7.99509 13.5166 7.85422 13.5166 7.71277C13.5166 7.57135 13.5609 7.43046 13.6465 7.32214C13.733 7.2129 13.859 7.14148 14 7.14148H14.8496V6.36023H14C13.859 6.36023 13.733 6.28972 13.6465 6.18054C13.5607 6.07218 13.5166 5.93051 13.5166 5.78894C13.5167 5.64751 13.5608 5.50658 13.6465 5.39832C13.733 5.28909 13.859 5.21863 14 5.21863H14.8496V4.94714C14.8496 4.41878 14.6837 3.91701 14.3945 3.55164C14.1059 3.1871 13.7224 2.99207 13.333 2.99207C12.9437 2.99217 12.561 3.18724 12.2725 3.55164C11.9832 3.91702 11.8164 4.41873 11.8164 4.94714C11.8164 5.08865 11.7722 5.22942 11.6865 5.33777C11.6 5.44701 11.474 5.51843 11.333 5.51843C11.1921 5.51832 11.0669 5.44691 10.9805 5.33777C10.8947 5.2294 10.8496 5.08871 10.8496 4.94714C10.8496 4.13578 11.1048 3.35246 11.5654 2.77039C12.0269 2.18746 12.6617 1.8496 13.333 1.84949Z\" fill=\"currentColor\" stroke=\"currentColor\" stroke-width=\"0.3\"\u002F>\n\u003Cpath d=\"M9.74066 3.80701C10.4237 3.86601 10.4677 4.70001 9.87666 4.86301H2.97866V13.609H14.5707V11.803L14.5757 11.745C14.6487 11.115 15.6287 11.113 15.7437 11.692V14.033C15.7437 14.38 15.4297 14.663 15.0387 14.663H2.50866C2.12066 14.663 1.80566 14.38 1.80566 14.033V4.86301C1.80566 4.28001 2.33066 3.80701 2.97866 3.80701H9.74066Z\" fill=\"currentColor\"\u002F>\n\u003Cpath d=\"M3.2627 15.551L14.2837 15.565\" stroke=\"currentColor\" stroke-linecap=\"round\"\u002F>\n\u003Cpath d=\"M2.31323 14.364L1.08423 16.201C0.850229 16.553 1.13123 17 1.58923 17H15.9632C16.4162 17 16.6992 16.553 16.4632 16.201L15.2382 14.364\" stroke=\"currentColor\"\u002F>\u003C\u002Fg>",{"left":5,"top":5,"width":6,"height":6,"rotate":5,"vFlip":7,"hFlip":7,"body":26},"\u003Cdefs>\u003CclipPath id=\"a\">\u003Cpath fill=\"currentColor\" d=\"M9.5 9.4h8v8h-8z\"\u002F>\u003C\u002FclipPath>\u003C\u002Fdefs>\u003Cg fill=\"none\">\u003Cpath stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"M7.25 16.15v-4.5a1.5 1.5 0 0 1 1.5-1.5h1.2\"\u002F>\u003Cpath stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" d=\"m15.5 8.65-6-6L2.75 9.4h1.5v5.25a1.5 1.5 0 0 0 1.5 1.5h3.12\"\u002F>\u003Cg stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\".9\" clip-path=\"url(#a)\">\u003Cpath d=\"m12.334 16.334 4-4M15.833 16.667a.833.833 0 1 0 0-1.667.833.833 0 0 0 0 1.667ZM12.833 13.667a.833.833 0 1 0 0-1.667.833.833 0 0 0 0 1.667Z\"\u002F>\u003C\u002Fg>\u003C\u002Fg>",{"left":5,"top":5,"width":6,"height":6,"rotate":5,"vFlip":7,"hFlip":7,"body":28},"\u003Cg fill=\"none\">\u003Cpath stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"1.043\" d=\"M12.667 11.4v-4c0-1.885 0-2.828-.586-3.414-.586-.586-1.529-.586-3.414-.586H6c-1.885 0-2.829 0-3.414.586C2 4.572 2 5.516 2 7.4v4c0 1.886 0 2.83.586 3.414.585.586 1.529.586 3.414.586h8M4.667 6.734H10M4.667 9.4H10m-5.333 2.667h2.666M14 6.422h.667c.942 0 1.414 0 1.706.293.294.293.294.764.294 1.707v5.333a1.333 1.333 0 1 1-2.667 0V6.422Z\"\u002F>\u003C\u002Fg>",{"left":5,"top":5,"width":30,"height":30,"rotate":5,"vFlip":7,"hFlip":7,"body":31},24,"\u003Cpath fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M4 5h16M4 12h16M4 19h16\"\u002F>",{"left":5,"top":5,"width":30,"height":30,"rotate":5,"vFlip":7,"hFlip":7,"body":33},"\u003Cpath fill=\"currentColor\" d=\"m10.562 15.908l6.396-6.396l-.708-.708l-5.688 5.688l-2.85-2.85l-.708.708zM12.003 21q-1.866 0-3.51-.708q-1.643-.709-2.859-1.924t-1.925-2.856T3 12.003t.709-3.51Q4.417 6.85 5.63 5.634t2.857-1.925T11.997 3t3.51.709q1.643.708 2.859 1.922t1.925 2.857t.709 3.509t-.708 3.51t-1.924 2.859t-2.856 1.925t-3.509.709M12 20q3.35 0 5.675-2.325T20 12t-2.325-5.675T12 4T6.325 6.325T4 12t2.325 5.675T12 20m0-8\"\u002F>",{"left":5,"top":5,"width":30,"height":30,"rotate":5,"vFlip":7,"hFlip":7,"body":35},"\u003Cpath fill=\"currentColor\" d=\"M3 20v-1h8.5V7.94q-.708-.129-1.25-.642T9.56 6H6.116L9 13.212q-.058 1-.929 1.702T6 15.616t-2.071-.702T3 13.212L5.885 6H4V5h5.56q.165-.836.834-1.418T12 3t1.606.582T14.44 5H20v1h-1.884L21 13.212q-.058 1-.929 1.702T18 15.616t-2.071-.702T15 13.212L17.884 6h-3.443q-.149.785-.691 1.298t-1.25.643V19H21v1zm12.99-6.884h4.02L18 8.092zm-12 0h4.02L6 8.092zM12 7q.617 0 1.059-.441q.441-.442.441-1.059t-.441-1.059Q12.617 4 12 4t-1.059.441T10.5 5.5t.441 1.059Q11.383 7 12 7\"\u002F>",{"left":5,"top":5,"width":30,"height":30,"rotate":5,"vFlip":7,"hFlip":7,"body":37},"\u003Cpath fill=\"currentColor\" d=\"M12.02 20q-1.664 0-3.119-.626T6.359 17.66t-1.714-2.542T4.02 12t.626-3.118T6.36 6.34T8.9 4.626T12.019 4q1.723 0 3.282.712q1.559.711 2.718 1.984V4.308h1v4.154h-4.153v-1h2.48q-1.044-1.15-2.41-1.806Q13.572 5 12.02 5Q9.094 5 7.057 7.038T5.019 12t2.038 4.963T12.019 19q2.625 0 4.569-1.71t2.35-4.29h1.012q-.356 3.021-2.62 5.01Q15.066 20 12.02 20m3.146-4.146l-3.647-3.646V7h1v4.792l3.354 3.354z\"\u002F>",{"left":5,"top":5,"width":30,"height":30,"rotate":5,"vFlip":7,"hFlip":7,"body":39},"\u003Cpath fill=\"currentColor\" d=\"M6.616 21q-.672 0-1.144-.472T5 19.385v-8.77q0-.67.472-1.143Q5.944 9 6.616 9H8V7q0-1.671 1.165-2.835Q10.329 3 12 3t2.836 1.165T16 7v2h1.385q.67 0 1.143.472q.472.472.472 1.144v8.769q0 .67-.472 1.143q-.472.472-1.143.472zm0-1h10.769q.269 0 .442-.173t.173-.442v-8.77q0-.269-.173-.442T17.385 10H6.615q-.269 0-.442.173T6 10.616v8.769q0 .269.173.442t.443.173m6.45-3.934q.434-.433.434-1.066t-.434-1.066T12 13.5t-1.066.434Q10.5 14.367 10.5 15t.434 1.066q.433.434 1.066.434t1.066-.434M9 9h6V7q0-1.25-.875-2.125T12 4t-2.125.875T9 7zM6 20V10z\"\u002F>",{"left":5,"top":5,"width":30,"height":30,"rotate":5,"vFlip":7,"hFlip":7,"body":41},"\u003Cpath fill=\"currentColor\" d=\"M6 20.5V5h7.192l.4 2H19v8h-5.192l-.4-2H7v7.5zm8.65-6.5H18V8h-5.25l-.4-2H7v6h7.25z\"\u002F>",{"left":5,"top":5,"width":43,"height":43,"rotate":5,"vFlip":7,"hFlip":7,"body":44},32,"\u003Cg fill=\"none\">\u003Cpath fill=\"currentColor\" d=\"m31.4 5.4-4.7 22c-.35 1.55-1.25 1.9-2.55 1.2l-7.05-5.2-3.45 3.3c-.35.35-.7.7-1.5.7l.55-7.25L25.85 8.2c.55-.55-.15-.75-.85-.3L8.65 18.2 1.6 16.05c-1.55-.5-1.55-1.55.35-2.25l27.4-10.65c1.35-.4 2.5.3 2.05 2.25\"\u002F>\u003C\u002Fg>",{"left":5,"top":5,"width":43,"height":43,"rotate":5,"vFlip":7,"hFlip":7,"body":46},"\u003Cdefs>\u003CclipPath id=\"a\">\u003Cpath fill=\"#fff\" d=\"M0 0h32v32H0z\"\u002F>\u003C\u002FclipPath>\u003C\u002Fdefs>\u003Cg fill=\"none\">\u003Cg clip-path=\"url(#a)\">\u003Cpath fill=\"currentColor\" d=\"M23.7 12.9h-3.8V7.8H23c.55 0 1-.4 1-1V1.5c0-.55-.4-1-1-1h-3.65c-3.95 0-6.7 2.8-6.7 6.95v5.35h-4.4c-.7 0-1.35.55-1.35 1.35v3.6c0 .7.55 1.35 1.35 1.35h4.3v11.05c0 .7.55 1.35 1.35 1.35h4.7c.3 0 .55-.15.75-.35s.35-.55.35-.85V19.15H23c.65 0 1.15-.4 1.25-1v-.1l.7-3.45c.05-.35 0-.75-.3-1.15-.1-.25-.55-.5-.95-.55\"\u002F>\u003C\u002Fg>\u003C\u002Fg>",{"left":5,"top":5,"width":43,"height":43,"rotate":5,"vFlip":7,"hFlip":7,"body":48},"\u003Cg style=\"transform-origin:1.01222px 1.01222px\">\u003Cpath fill=\"currentColor\" d=\"M24.843 6.234c-1.071 0-1.875.803-1.875 1.874 0 1.07.804 1.874 1.875 1.874s1.874-.803 1.874-1.874-.803-1.874-1.874-1.874M16.408 8.643c-4.418 0-7.898 3.615-7.898 7.9s3.614 7.898 7.898 7.898 7.9-3.615 7.9-7.899-3.482-7.899-7.9-7.899m0 12.987a5.085 5.085 0 0 1-5.087-5.088 5.085 5.085 0 0 1 5.087-5.087 5.085 5.085 0 0 1 5.088 5.087 5.085 5.085 0 0 1-5.088 5.088\"\u002F>\u003Cpath fill=\"currentColor\" d=\"M22.834.343H10.116C4.627.343.343 4.627.343 9.983V22.7a9.6 9.6 0 0 0 9.64 9.639H22.7a9.6 9.6 0 0 0 9.639-9.64V9.983c.134-5.355-4.15-9.64-9.506-9.64m6.56 22.491c0 3.615-2.945 6.694-6.693 6.694H9.982c-3.615 0-6.694-2.945-6.694-6.694V10.116c0-3.615 2.946-6.694 6.694-6.694h12.719c3.614 0 6.694 2.945 6.694 6.694z\"\u002F>\u003C\u002Fg>",{"left":5,"top":5,"width":43,"height":43,"rotate":5,"vFlip":7,"hFlip":7,"body":50},"\u003Cg fill=\"none\">\u003Cpath fill=\"currentColor\" d=\"M9.253 6.667a2.667 2.667 0 1 1-5.333-.003 2.667 2.667 0 0 1 5.333.003m.08 4.64H4V28h5.333zm8.427 0h-5.307V28h5.254v-8.76c0-4.88 6.36-5.333 6.36 0V28h5.266V17.427c0-8.227-9.413-7.92-11.626-3.88z\"\u002F>\u003C\u002Fg>",{"left":5,"top":5,"width":30,"height":30,"rotate":5,"vFlip":7,"hFlip":7,"body":52},"\u003Cg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\">\u003Ccircle cx=\"12\" cy=\"12\" r=\"10\"\u002F>\u003Cpath d=\"M14.83 14.83a4 4 0 1 1 0-5.66\"\u002F>\u003C\u002Fg>",{"currentArticle":54},{"data":55},{"id":56,"title":57,"description":58,"original_image":59,"thumbnail_image":60,"image_source":61,"description_source":62,"publication_date":63,"views_count":64,"category":65,"topics":68,"author":120,"banners":136,"seo":145},82,"How to Open a Free Visa or MasterCard Debit Card in Armenia in 2025?","\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">If you live in Armenia, travel here frequently for work, or are simply looking for a convenient international debit card with no extra fees — this guide is for you. We’ve gathered up-to-date information on how and where to open a free Visa or MasterCard debit card at Armenian banks. You’ll learn which documents you’ll need, what fees may apply to non-residents, and which banks offer same-day card issuance.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">International payment system cards — Visa and MasterCard — are issued by almost every bank in Armenia. However, the service conditions vary: unfortunately, not all banks offer cards with zero issuance and maintenance fees.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">AFM\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> is a platform that helps you find the most suitable debit card, including cards with cashback or interest on balance. Use AFM \u003C\u002Fspan>\u003Ca href=\"https:\u002F\u002Fafm.am\u002Fen\u002Fdebit-cards-in-armenia\" rel=\"noopener noreferrer\" target=\"_blank\" style=\"background-color: transparent; color: rgb(0, 0, 0);\">filters\u003C\u002Fa>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> to compare and select the card that offers the best and most convenient conditions for your needs.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Ch3>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">What is a free debit card?\u003C\u002Fstrong>\u003C\u002Fh3>\u003Ch3>\u003Cbr>\u003C\u002Fh3>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">By \u003C\u002Fspan>\u003Cem style=\"background-color: transparent; color: rgb(0, 0, 0);\">free\u003C\u002Fem>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">, we mean a bank card with no issuance or annual service fee. However, other charges may still apply — such as account opening fees, card reissuance, cash withdrawal, or interbank transfer fees.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Ch3>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">What documents are required to open a debit card?\u003C\u002Fstrong>\u003C\u002Fh3>\u003Ch3>\u003Cbr>\u003C\u002Fh3>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">This depends on your residency status in Armenia.\u003C\u002Fspan>\u003C\u002Fp>\u003Col>\u003Cli data-list=\"bullet\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">For residents\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">, only a passport is required. In some cases, a social card may be requested, but it’s not mandatory.\u003C\u002Fspan>\u003C\u002Fli>\u003Cli data-list=\"bullet\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">For non-residents\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">, additional documents are needed:\u003C\u002Fspan>\u003C\u002Fli>\u003Cli data-list=\"bullet\" class=\"ql-indent-1\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">Proof of address in Armenia (e.g. a rental agreement or residence registration)\u003C\u002Fspan>\u003C\u002Fli>\u003Cli data-list=\"bullet\" class=\"ql-indent-1\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">If necessary, proof of income source\u003C\u002Fspan>\u003C\u002Fli>\u003C\u002Fol>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">Many banks charge additional fees specifically for non-residents.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Ch3>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">How to Know If You’re Considered a Resident or Not\u003C\u002Fstrong>\u003C\u002Fh3>\u003Ch3>\u003Cbr>\u003C\u002Fh3>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">Residency criteria vary from bank to bank in Armenia. Some institutions determine your status based on the \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">length of your stay\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> in the country, while others rely on whether you \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">hold Armenian citizenship\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">. You can view a detailed overview of how Armenian banks define customer residency status.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">If you are considered a \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">resident\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> by the bank, you gain access to its full range of financial products under standard rates and conditions, with minimal documentation required.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">However, \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">non-residents and foreign nationals\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> often face \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">additional fees\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> at Armenian banks. Typically, these are \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">one-time account opening fees\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> or \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">recurring maintenance charges\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">Let’s take a closer look at the potential costs you might face as a non-resident or foreign national when opening a bank account in Armenia.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> As you can see, \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Fastbank\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> is the \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">only bank that does not charge any additional fees\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> for non-residents in Armenia.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Ctable>\u003Ctbody>\u003Ctr>\u003Ctd data-row=\"1\" class=\"ql-align-center\">\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Bank\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd data-row=\"1\" class=\"ql-align-center\">\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">One-time Account Opening Fee\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd data-row=\"1\" class=\"ql-align-center\">\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Annual Account Maintenance Fee\u003C\u002Fstrong>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd data-row=\"2\">\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Fast bank\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd data-row=\"2\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">Free\u003C\u002Fspan>\u003C\u002Ftd>\u003Ctd data-row=\"2\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">Free\u003C\u002Fspan>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd data-row=\"3\">\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Evocabank\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd data-row=\"3\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">Free\u003C\u002Fspan>\u003C\u002Ftd>\u003Ctd data-row=\"3\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">10,000 AMD\u003C\u002Fspan>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd data-row=\"4\">\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Araratbank\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd data-row=\"4\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">Free\u003C\u002Fspan>\u003C\u002Ftd>\u003Ctd data-row=\"4\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">10,000 AMD\u003C\u002Fspan>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd data-row=\"5\">\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Conversebank\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd data-row=\"5\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">Free\u003C\u002Fspan>\u003C\u002Ftd>\u003Ctd data-row=\"5\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">12,000 AMD\u003C\u002Fspan>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd data-row=\"6\">\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">AMIO bank\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd data-row=\"6\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">Free\u003C\u002Fspan>\u003C\u002Ftd>\u003Ctd data-row=\"6\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">15,000 AMD\u003C\u002Fspan>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd data-row=\"7\">\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Byblos Bank\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd data-row=\"7\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">5,000 AMD\u003C\u002Fspan>\u003C\u002Ftd>\u003Ctd data-row=\"7\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">200 AMD per month\u003C\u002Fspan>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd data-row=\"8\">\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">IDBank\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd data-row=\"8\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">10,000 AMD\u003C\u002Fspan>\u003C\u002Ftd>\u003Ctd data-row=\"8\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">12,000 AMD\u003C\u002Fspan>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd data-row=\"9\">\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Artsakhbank\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd data-row=\"9\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">10,000 AMD\u003C\u002Fspan>\u003C\u002Ftd>\u003Ctd data-row=\"9\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">300 AMD every 3 months\u003C\u002Fspan>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd data-row=\"10\">\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">VTB Bank\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd data-row=\"10\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">10,000 AMD\u003C\u002Fspan>\u003C\u002Ftd>\u003Ctd data-row=\"10\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">10,000 AMD\u003C\u002Fspan>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd data-row=\"11\">\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">ACBA Bank\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd data-row=\"11\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">15,000 AMD\u003C\u002Fspan>\u003C\u002Ftd>\u003Ctd data-row=\"11\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">300 AMD per month\u003C\u002Fspan>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd data-row=\"12\">\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Ardshinbank\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd data-row=\"12\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">15,000 AMD\u003C\u002Fspan>\u003C\u002Ftd>\u003Ctd data-row=\"12\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">Free\u003C\u002Fspan>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd data-row=\"13\">\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Mellat bank\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd data-row=\"13\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">15,000 AMD\u003C\u002Fspan>\u003C\u002Ftd>\u003Ctd data-row=\"13\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">Free\u003C\u002Fspan>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd data-row=\"14\">\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Ameriabank\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd data-row=\"14\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">20,000 AMD\u003C\u002Fspan>\u003C\u002Ftd>\u003Ctd data-row=\"14\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">3,000 AMD\u003C\u002Fspan>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd data-row=\"15\">\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Unibank\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd data-row=\"15\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">20,000 AMD\u003C\u002Fspan>\u003C\u002Ftd>\u003Ctd data-row=\"15\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">Free\u003C\u002Fspan>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd data-row=\"16\">\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">\u003Ca href=\"https:\u002F\u002Fwww.inecobank.am\u002Fen\u002FIndividual\u002Fcards\" rel=\"noopener noreferrer\" target=\"_blank\">Inecobank\u003C\u002Fa>\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd data-row=\"16\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">25,000 AMD\u003C\u002Fspan>\u003C\u002Ftd>\u003Ctd data-row=\"16\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">Free\u003C\u002Fspan>\u003C\u002Ftd>\u003C\u002Ftr>\u003Ctr>\u003Ctd data-row=\"17\">\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Armeconombank\u003C\u002Fstrong>\u003C\u002Ftd>\u003Ctd data-row=\"17\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">50,000 AMD\u003C\u002Fspan>\u003C\u002Ftd>\u003Ctd data-row=\"17\">\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">Free\u003C\u002Fspan>\u003C\u002Ftd>\u003C\u002Ftr>\u003C\u002Ftbody>\u003C\u002Ftable>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Ch3>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Can You Open a Debit Card Remotely?\u003C\u002Fstrong>\u003C\u002Fh3>\u003Ch3>\u003Cbr>\u003C\u002Fh3>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">You can submit an \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">online application\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> via the bank’s website or by phone, but to finalize the card issuance, you’ll need to \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">visit a branch in person\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> with a minimal set of documents.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> Unfortunately, Armenian banks do not currently offer card delivery services to a customer’s preferred location, so visiting a branch is almost always required.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">Now that you know the general conditions, let’s explore \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">specific examples of free debit cards in Armenia\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">. For clarity, we’ve listed them in ascending order based on the number of available features and benefits.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">As of 2025, \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Ardshinbank offers the widest selection\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> of free debit cards in Armenia. Other banks may issue free cards only for \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">pension disbursements\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">, within \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">payroll projects\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">, or offer \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">digital-only cards\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> without access to a physical card.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Ch3>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Visa Individual Card by Ardshinbank\u003C\u002Fstrong>\u003C\u002Fh3>\u003Ch3>\u003Cbr>\u003C\u002Fh3>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">A standard Visa debit card with \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">free annual maintenance\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Key benefits:\u003C\u002Fstrong>\u003C\u002Fp>\u003Col>\u003Cli data-list=\"bullet\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Free cash withdrawals\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> at ATMs for amounts up to \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">100,000 AMD per day\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">.\u003C\u002Fspan>\u003C\u002Fli>\u003Cli data-list=\"bullet\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">For daily withdrawals \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">above 100,000 AMD\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">, a \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">0.5% fee\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> applies.\u003C\u002Fspan>\u003C\u002Fli>\u003C\u002Fol>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Required documents:\u003C\u002Fstrong>\u003C\u002Fp>\u003Col>\u003Cli data-list=\"bullet\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Residents\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> need a passport and a social card.\u003C\u002Fspan>\u003C\u002Fli>\u003Cli data-list=\"bullet\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Non-residents\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> must also provide a \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">rental agreement or official residence registration\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">, and pay a \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">one-time account opening fee of 15,000 AMD\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">.\u003C\u002Fspan>\u003C\u002Fli>\u003C\u002Fol>\u003Ch3>\u003Cbr>\u003C\u002Fh3>\u003Ch3>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Visa Classic Card by Ardshinbank\u003C\u002Fstrong>\u003C\u002Fh3>\u003Ch3>\u003Cbr>\u003C\u002Fh3>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">A standard Visa debit card with the same conditions as the previous one: \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">free annual maintenance\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> and \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">free ATM withdrawals up to 100,000 AMD per day\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> For amounts exceeding 100,000 AMD in a day, a \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">0.5% fee\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> applies.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Required documents:\u003C\u002Fstrong>\u003C\u002Fp>\u003Col>\u003Cli data-list=\"bullet\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Residents\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> need to present a \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">passport and social card\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">.\u003C\u002Fspan>\u003C\u002Fli>\u003Cli data-list=\"bullet\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Non-residents\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> must provide a \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">rental agreement or residence registration\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">, and pay a \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">one-time account opening fee of 15,000 AMD\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">.\u003C\u002Fspan>\u003C\u002Fli>\u003C\u002Fol>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Ch3>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Visa Gold Card by Ardshinbank\u003C\u002Fstrong>\u003C\u002Fh3>\u003Ch3>\u003Cbr>\u003C\u002Fh3>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">A \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Gold-class Visa debit card\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> with \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">free maintenance\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">. It also allows \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">free ATM withdrawals up to 100,000 AMD per day\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> Withdrawals over this daily limit are subject to a \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">0.5% fee\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">The key difference compared to the previous cards is the \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Gold status\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">, which may come with additional privileges depending on the bank’s internal benefits system.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Required documents:\u003C\u002Fstrong>\u003C\u002Fp>\u003Col>\u003Cli data-list=\"bullet\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Residents\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">: passport and social card.\u003C\u002Fspan>\u003C\u002Fli>\u003Cli data-list=\"bullet\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Non-residents\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">: residence registration or rental agreement, plus a \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">15,000 AMD one-time account opening fee\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">.\u003C\u002Fspan>\u003C\u002Fli>\u003C\u002Fol>\u003Ch3>\u003Cbr>\u003C\u002Fh3>\u003Ch3>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Master Debit Card by Ardshinbank\u003C\u002Fstrong>\u003C\u002Fh3>\u003Ch3>\u003Cbr>\u003C\u002Fh3>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">A standard \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">MasterCard debit card\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> with \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">free maintenance\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> You can withdraw up to \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">100,000 AMD per day\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> from ATMs \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">without fees\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">. For amounts exceeding that, a \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">1% fee\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> applies.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">Additionally, the card offers \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">2% annual interest\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> on your positive account balance.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Required documents:\u003C\u002Fstrong>\u003C\u002Fp>\u003Col>\u003Cli data-list=\"bullet\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Residents\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> need to provide a \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">passport and social card\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">.\u003C\u002Fspan>\u003C\u002Fli>\u003Cli data-list=\"bullet\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Non-residents\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> must also present a \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">rental agreement or residence registration\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">. A \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">one-time account opening fee of 15,000 AMD\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> applies for non-residents.\u003C\u002Fspan>\u003C\u002Fli>\u003C\u002Fol>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Ch3>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">AEB & Telcell Card by Armeconombank\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">A standard \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Visa debit card\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> with \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">free annual maintenance\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">, co-branded with \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Telcell Wallet\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">, a popular Armenian e-wallet.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> This integration allows you to make all payments through the wallet \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">without any fees\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">However, \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">cash withdrawals from ATMs incur a 1% fee\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">, so the card is more advantageous for \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">non-cash payments\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">You also earn \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">3% annual interest\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> on your positive account balance.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Required documents:\u003C\u002Fstrong>\u003C\u002Fp>\u003Col>\u003Cli data-list=\"bullet\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Residents\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">: passport and social card.\u003C\u002Fspan>\u003C\u002Fli>\u003Cli data-list=\"bullet\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Non-residents\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">: rental agreement or residence registration may be required.\u003C\u002Fspan>\u003C\u002Fli>\u003Cli data-list=\"bullet\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> A \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">50,000 AMD one-time account opening fee\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> applies for non-residents.\u003C\u002Fspan>\u003C\u002Fli>\u003C\u002Fol>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Ch3>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Non-Personalized Debit Cards\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">You can also apply for a \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">non-personalized free debit card\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">. The main difference from standard cards is that it’s issued \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">on the same day\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">, right at the branch when you apply. This is possible because the card \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">does not display your name\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">, but all standard debit card functions remain available.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> This is a \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">convenient solution\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> if you need a card urgently.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Ch3>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Visa Classic Non-Personalized Card by Ardshinbank\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">A standard \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Visa debit card\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> with \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">free maintenance\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">, but a \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">0.3% fee for ATM cash withdrawals\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Required documents:\u003C\u002Fstrong>\u003C\u002Fp>\u003Col>\u003Cli data-list=\"bullet\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Residents\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">: passport and social card.\u003C\u002Fspan>\u003C\u002Fli>\u003Cli data-list=\"bullet\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Non-residents\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">: rental agreement or residence registration required.\u003C\u002Fspan>\u003C\u002Fli>\u003Cli data-list=\"bullet\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> A \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">15,000 AMD one-time account opening fee\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> also applies for non-residents.\u003C\u002Fspan>\u003C\u002Fli>\u003C\u002Fol>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Ch3>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">MasterCard Debit Non-Personalized Card by Ardshinbank\u003C\u002Fstrong>\u003C\u002Fh3>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">A standard \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">MasterCard debit card\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> with \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">free maintenance\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">, but with a \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">1% ATM cash withdrawal fee\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Required documents:\u003C\u002Fstrong>\u003C\u002Fp>\u003Col>\u003Cli data-list=\"bullet\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Residents\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">: passport and social card.\u003C\u002Fspan>\u003C\u002Fli>\u003Cli data-list=\"bullet\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Non-residents\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">: must additionally provide a rental agreement or residence registration.\u003C\u002Fspan>\u003C\u002Fli>\u003Cli data-list=\"bullet\">\u003Cspan class=\"ql-ui\" contenteditable=\"false\">\u003C\u002Fspan>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> A \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">15,000 AMD one-time account opening fee\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> is required for non-residents.\u003C\u002Fspan>\u003C\u002Fli>\u003C\u002Fol>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">As you can see, \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Ardshinbank offers the widest selection of free Visa and MasterCard debit cards\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> in Armenia.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> If you need a debit card \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">urgently\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">, we recommend choosing a \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">non-personalized\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> one. While they come with some limitations and \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">higher withdrawal fees\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">, even at the bank’s own ATMs, they are issued \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">on the spot\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">, which saves you time.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">AFM\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> is the platform that helps you choose the most cost-effective banking products in Armenia.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> Use AFM filters to find the \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">best debit card\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> for your needs.\u003C\u002Fspan>\u003C\u002Fp>","\u002Fcontent\u002Fuploads\u002Fnews\u002F7eb8b79f-4f57-4196-a080-e311335f86c8.webp","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F7eb8b79f-4f57-4196-a080-e311335f86c8.webp","Pexels",null,"2025-05-25 10:00:00",16174,{"title":66,"slug":67},"Journal","journal",[69,72,75,78,81,84,87,90,93,96,99,102,105,108,111,114,117],{"title":70,"slug":71},"Debit Cards","debit-cards",{"title":73,"slug":74},"Acba Bank","acba-bank",{"title":76,"slug":77},"Ameriabank","ameriabank",{"title":79,"slug":80},"AMIO Bank","amio-bank",{"title":82,"slug":83},"ID Bank","id-bank",{"title":85,"slug":86},"Araratbank","araratbank",{"title":88,"slug":89},"Artsakhbank","artsakhbank",{"title":91,"slug":92},"Byblos Bank Armenia","byblos-bank-armenia",{"title":94,"slug":95},"Evocabank","evocabank",{"title":97,"slug":98},"Inecobank","inecobank",{"title":100,"slug":101},"Converse Bank","converse-bank",{"title":103,"slug":104},"Armeconombank","armeconombank",{"title":106,"slug":107},"Mellat Bank","mellat-bank",{"title":109,"slug":110},"Unibank","unibank",{"title":112,"slug":113},"VTB Bank","vtb-bank",{"title":115,"slug":116},"Fast Bank","fast-bank",{"title":118,"slug":119},"Payments and transfers","payments-and-transfers",{"first_name":121,"last_name":122,"full_name":123,"avatar":124,"email":125,"slug":126,"company":127,"phone":62,"title":128,"description":129,"position":130,"position_description":131,"social_links":132},"Roman","Galstyan","Roman Galstyan","\u002Fcontent\u002Fuploads\u002Favatars\u002F274267e71693c296cc5de71da4c6d5b1.webp","romangalstyan.afm@gmail.com","roman-galstyan","AFM","About the author","\u003Cp>\u003Cspan style=\"color: rgb(0, 0, 0); background-color: transparent;\">A specialist with six years of professional experience, including four years in the financial sector. Previously collaborated with international organizations and contributed to the preparation of analytical materials and reviews. At AFM, Roman focuses on clearly explaining financial products, comparing terms, and creating practical content that helps users make informed and well-considered decisions.\u003C\u002Fspan>\u003C\u002Fp>","AFM article and news Author","\u003Cp>Creates clear, verified and up-to-date content about financial products, markets, and initiatives in Armenia.\u003C\u002Fp>",[133],{"name":134,"link":135,"status":5},"linkedin","",[137],{"id":138,"image_desktop":139,"image_tablet":140,"image_mobile":141,"is_centered":7,"is_dark":7,"title":142,"description":143,"url":144},2,"\u002Fcontent\u002Fuploads\u002Fbanners\u002F9c914e1378edaeb3f237bf8cbc679663.webp","\u002Fcontent\u002Fuploads\u002Fbanners\u002F575668df2618c525fb9f3bc7de477daa.webp","\u002Fcontent\u002Fuploads\u002Fbanners\u002F8e57e43f93e39f3dd2724b907e84f84e.webp","All payments in one place","Easily pay for 1000+ services","https:\u002F\u002Feasywallet.app.link\u002Fafm_eng",{"title":146,"description":147,"keywords":148},"How to Get a Free Visa or MasterCard Debit Card in Armenia in 2025՞","Looking for a free Visa or MasterCard debit card in Armenia? Discover which banks offer no-fee cards in 2025 and how to apply — full guide inside.",[149,150,151,152,153],"free debit card Armenia 2025","Visa or MasterCard debit card Armenia","how to open debit card in Armenia","no fee debit card Armenia","best debit cards 2025",{"left":5,"top":5,"width":30,"height":30,"rotate":5,"vFlip":7,"hFlip":7,"body":155},"\u003Cpath fill=\"currentColor\" d=\"M5 19v-8.692q0-.384.172-.727t.474-.565l5.385-4.078q.423-.323.966-.323t.972.323l5.385 4.077q.303.222.474.566q.172.343.172.727V19q0 .402-.299.701T18 20h-3.384q-.344 0-.576-.232q-.232-.233-.232-.576v-4.769q0-.343-.232-.575q-.233-.233-.576-.233h-2q-.343 0-.575.233q-.233.232-.233.575v4.77q0 .343-.232.575T9.385 20H6q-.402 0-.701-.299T5 19\"\u002F>",{"left":5,"top":5,"width":30,"height":30,"rotate":5,"vFlip":7,"hFlip":7,"body":157},"\u003Cpath fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"m9 18l6-6l-6-6\"\u002F>",{"left":5,"top":5,"width":159,"height":159,"rotate":5,"vFlip":7,"hFlip":7,"body":160},14,"\u003Cg fill=\"none\">\u003Cpath fill=\"currentColor\" d=\"M7 11.529c-4.33 0-6.475-4.135-6.562-4.31a.51.51 0 0 1 0-.437C.525 6.607 2.669 2.494 7 2.494s6.475 4.113 6.563 4.288a.51.51 0 0 1 0 .437c-.088.175-2.231 4.31-6.563 4.31M1.444 7c.481.81 2.363 3.544 5.556 3.544S12.075 7.81 12.557 7C12.075 6.191 10.194 3.457 7 3.457 3.807 3.457 1.925 6.19 1.444 7\"\u002F>\n    \u003Cpath fill=\"currentColor\" d=\"M7 8.86A1.86 1.86 0 0 1 5.14 7c0-1.028.832-1.86 1.86-1.86S8.86 5.973 8.86 7 8.027 8.86 7 8.86m0-2.735A.88.88 0 0 0 6.125 7c0 .481.394.875.875.875A.88.88 0 0 0 7.875 7 .88.88 0 0 0 7 6.125\"\u002F>\u003C\u002Fg>"]