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6.694z\"\u002F>\u003C\u002Fg>",{"left":5,"top":5,"width":43,"height":43,"rotate":5,"vFlip":7,"hFlip":7,"body":50},"\u003Cg fill=\"none\">\u003Cpath fill=\"currentColor\" d=\"M9.253 6.667a2.667 2.667 0 1 1-5.333-.003 2.667 2.667 0 0 1 5.333.003m.08 4.64H4V28h5.333zm8.427 0h-5.307V28h5.254v-8.76c0-4.88 6.36-5.333 6.36 0V28h5.266V17.427c0-8.227-9.413-7.92-11.626-3.88z\"\u002F>\u003C\u002Fg>",{"left":5,"top":5,"width":30,"height":30,"rotate":5,"vFlip":7,"hFlip":7,"body":52},"\u003Cg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\">\u003Ccircle cx=\"12\" cy=\"12\" r=\"10\"\u002F>\u003Cpath d=\"M14.83 14.83a4 4 0 1 1 0-5.66\"\u002F>\u003C\u002Fg>",{"currentArticle":54},{"data":55},{"id":56,"title":57,"description":58,"original_image":59,"thumbnail_image":60,"image_source":61,"description_source":62,"publication_date":63,"views_count":64,"category":65,"topics":68,"author":120,"banners":136,"seo":137},83,"How to open a bank account in Armenia for Russian citizens in 2025?","\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">If you want to become a client of an Armenian bank in order to later get a card, open a deposit, take out a loan or make a transfer — the first step will always be opening a dram account. If you are not a citizen of Armenia, you will almost always be considered a non-resident by any Armenian bank, which means the bank is legally allowed to charge you a fee for opening and maintaining even a regular account. And, as you’ll see below, banks are happy to do so. In addition, non-residents should be ready to provide a social card and a proof of residence or a rental agreement.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">We have collected information about account opening and maintenance fees for each bank in Armenia and, for your convenience, listed them from free to the most expensive options for Russian citizens. Data is current as of Q2 2025; banks may change their tariffs.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Fastbank.\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> Account opening and maintenance are free. The only bank that serves non-residents free of charge.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Evocabank.\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> Free account opening, but annual maintenance fee is 10,000 AMD.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Araratbank.\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> Also opens an account for free, but charges 10,000 AMD per year for maintenance.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Converse Bank.\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> You can open an account for free, but annual maintenance will cost 12,000 AMD.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">AMIObank.\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> The last bank on the list where you can open an account for free. Maintenance fee is 15,000 AMD per year.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Byblosbank.\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> Account opening costs 5,000 AMD, and maintenance fee is 200 AMD per month.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">ID Bank.\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> Opens accounts for Russian citizens for 10,000 AMD and charges an additional 12,000 AMD per year for maintenance.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Artsakhbank.\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> Account opening costs 10,000 AMD, and maintenance is 300 AMD every 3 months.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">VTB bank.\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> You can open an account for 10,000 AMD, and the same amount applies for annual maintenance.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Acbabank.\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> Opens accounts for Russian citizens for 15,000 AMD, and monthly maintenance fee is 300 AMD.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Ardshinbank.\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> Account opening costs 15,000 AMD, but maintenance is free.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Mellatbank.\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> This bank also opens accounts for 15,000 AMD and does not charge any maintenance fees. There is an important condition: you must maintain a minimum balance of 10,000 AMD in your account, but this amount will be returned to you upon account closure.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Ameriabank.\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> One of the highest account opening fees — 20,000 AMD, plus an additional 3,000 AMD for maintenance. The bank reviews the account opening application and may reject it.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Unibank.\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> Also opens accounts for 20,000 AMD, but maintenance is free.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">\u003Ca href=\"https:\u002F\u002Fwww.inecobank.am\u002Fen\u002FIndividual\u002Faccounts\" rel=\"noopener noreferrer\" target=\"_blank\">Inecobank\u003C\u002Fa>.\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> Account opening costs 25,000 AMD, but there are no annual maintenance fees.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">Armeconombank.\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> This bank charges the highest account opening fee — 50,000 AMD, but maintenance is free of charge.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">Now you know what costs to expect if you decide to open a bank account in Armenia. Please note that these are \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">only the fees for the account itself\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">. If you choose to get a debit card, for example, it will have \u003C\u002Fspan>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">separate tariffs\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\">.\u003C\u002Fspan>\u003C\u002Fp>\u003Cp>\u003Cbr>\u003C\u002Fp>\u003Cp>\u003Cstrong style=\"background-color: transparent; color: rgb(0, 0, 0);\">AFM\u003C\u002Fstrong>\u003Cspan style=\"background-color: transparent; color: rgb(0, 0, 0);\"> is a platform where you’ll find not only information about bank accounts, but also other financial services in Armenia. Use AFM to stay up to date on all Armenian banking products and read our financial insights.\u003C\u002Fspan>\u003C\u002Fp>","\u002Fcontent\u002Fuploads\u002Fnews\u002F9916464d-2a6f-4305-b6c0-7f6def25b586.webp","\u002Fcontent\u002Fuploads\u002Fnews\u002Fthumbnails\u002F9916464d-2a6f-4305-b6c0-7f6def25b586.webp","Pexels",null,"2025-05-24 11:20:00",17813,{"title":66,"slug":67},"Journal","journal",[69,72,75,78,81,84,87,90,93,96,99,102,105,108,111,114,117],{"title":70,"slug":71},"Non-residents","non-residents",{"title":73,"slug":74},"Acba Bank","acba-bank",{"title":76,"slug":77},"Ameriabank","ameriabank",{"title":79,"slug":80},"AMIO Bank","amio-bank",{"title":82,"slug":83},"Araratbank","araratbank",{"title":85,"slug":86},"Ardshinbank","ardshinbank",{"title":88,"slug":89},"Artsakhbank","artsakhbank",{"title":91,"slug":92},"Byblos Bank Armenia","byblos-bank-armenia",{"title":94,"slug":95},"Evocabank","evocabank",{"title":97,"slug":98},"Inecobank","inecobank",{"title":100,"slug":101},"Converse Bank","converse-bank",{"title":103,"slug":104},"Armeconombank","armeconombank",{"title":106,"slug":107},"Mellat Bank","mellat-bank",{"title":109,"slug":110},"Unibank","unibank",{"title":112,"slug":113},"VTB Bank","vtb-bank",{"title":115,"slug":116},"Fast Bank","fast-bank",{"title":118,"slug":119},"Finance Made Simple","finance-made-simple",{"first_name":121,"last_name":122,"full_name":123,"avatar":124,"email":125,"slug":126,"company":127,"phone":62,"title":128,"description":129,"position":130,"position_description":131,"social_links":132},"Roman","Galstyan","Roman Galstyan","\u002Fcontent\u002Fuploads\u002Favatars\u002F274267e71693c296cc5de71da4c6d5b1.webp","romangalstyan.afm@gmail.com","roman-galstyan","AFM","About the author","\u003Cp>\u003Cspan style=\"color: rgb(0, 0, 0); background-color: transparent;\">A specialist with six years of professional experience, including four years in the financial sector. Previously collaborated with international organizations and contributed to the preparation of analytical materials and reviews. At AFM, Roman focuses on clearly explaining financial products, comparing terms, and creating practical content that helps users make informed and well-considered decisions.\u003C\u002Fspan>\u003C\u002Fp>","AFM article and news Author","\u003Cp>Creates clear, verified and up-to-date content about financial products, markets, and initiatives in Armenia.\u003C\u002Fp>",[133],{"name":134,"link":135,"status":5},"linkedin","",[],{"title":138,"description":139,"keywords":140},"How Russian Citizens Can Open a Bank Account in Armenia in 2025?","Want to open a bank account in Armenia as a Russian citizen in 2025? Learn about required documents, bank conditions, and non-resident policies in this guide.",[141,142,143,144],"open bank account Armenia Russian citizen","Armenia bank account for foreigners","how to open account in Armenia 2025","Armenian banks for Russians",{"left":5,"top":5,"width":30,"height":30,"rotate":5,"vFlip":7,"hFlip":7,"body":146},"\u003Cpath fill=\"currentColor\" d=\"M5 19v-8.692q0-.384.172-.727t.474-.565l5.385-4.078q.423-.323.966-.323t.972.323l5.385 4.077q.303.222.474.566q.172.343.172.727V19q0 .402-.299.701T18 20h-3.384q-.344 0-.576-.232q-.232-.233-.232-.576v-4.769q0-.343-.232-.575q-.233-.233-.576-.233h-2q-.343 0-.575.233q-.233.232-.233.575v4.77q0 .343-.232.575T9.385 20H6q-.402 0-.701-.299T5 19\"\u002F>",{"left":5,"top":5,"width":30,"height":30,"rotate":5,"vFlip":7,"hFlip":7,"body":148},"\u003Cpath fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"m9 18l6-6l-6-6\"\u002F>",{"left":5,"top":5,"width":150,"height":150,"rotate":5,"vFlip":7,"hFlip":7,"body":151},14,"\u003Cg fill=\"none\">\u003Cpath fill=\"currentColor\" d=\"M7 11.529c-4.33 0-6.475-4.135-6.562-4.31a.51.51 0 0 1 0-.437C.525 6.607 2.669 2.494 7 2.494s6.475 4.113 6.563 4.288a.51.51 0 0 1 0 .437c-.088.175-2.231 4.31-6.563 4.31M1.444 7c.481.81 2.363 3.544 5.556 3.544S12.075 7.81 12.557 7C12.075 6.191 10.194 3.457 7 3.457 3.807 3.457 1.925 6.19 1.444 7\"\u002F>\n    \u003Cpath fill=\"currentColor\" d=\"M7 8.86A1.86 1.86 0 0 1 5.14 7c0-1.028.832-1.86 1.86-1.86S8.86 5.973 8.86 7 8.027 8.86 7 8.86m0-2.735A.88.88 0 0 0 6.125 7c0 .481.394.875.875.875A.88.88 0 0 0 7.875 7 .88.88 0 0 0 7 6.125\"\u002F>\u003C\u002Fg>"]